UANPF Benefit Recipients Frequently Asked Questions

The United Association National Pension Fund is happy to answer any questions you may have regarding the monthly pension payment you are receiving from the Fund.

If you have different questions, check these pages for additional information:
Below are some of the questions most frequently asked by individuals currently receiving a monthly pension payment. We hope these answers will help clarify any questions you may have about your pension, but if you can not find either the questions or answers you are looking for, please contact our office.

Once you have made an election and payment has commenced, it cannot be changed.

Monthly benefits are issued the first business day of the month; if the first of the month falls on a holiday or weekend, then it will be the next business day.

Verification of income can be provided to you by our Accounting Department.  They can be reached by calling (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).

You can locate your statements online through the Participant’s login once you have created an account.

You will need to complete a Direct Deposit Authorization Form which can be found online or you may contact the Accounting Department directly (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).

You will need to complete a W-4P Tax Withholding Form which can be found online or may contact the Accounting Department directly (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).

The Board of Trustees would like to increase benefits.  However, that is only possible when there are funds available beyond what is needed to provide the benefits offered by the Plan.  The Board of Trustees makes improvements to the benefits offered by the UANPF when circumstances make it possible for them to do so.

You should contact the Pension Payment Department before your return to work.  They can be reached (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4727).

You should contact the Pension Payment Department before you return to work.  They can be reached (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).  Generally, you can return to work without penalties, on April 1 following the calendar year that you attain age 72.

To obtain a waiver of suspension of benefits, you will need to contact your Business Manager of your Local Union, and the request should come from your BM.

Upon the death of a Pensioner or Benefit Recipient, your Spouse, Beneficiary, or next of kin should contact the Pension Payment Group  (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4727).

These may be offered by your Local Union.  Any questions relating to the Death Burial Benefit that is administered by the United Association, they should contact the U.A. at (410) 269-2000.  The UANPF handles retirement benefits only. 

Please call the Accounting Department directly (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).

It is important to always keep an updated address on file, which can be done through the Participant’s login. If you are moving or staying in a vacation home please call the Accounting Department directly (Monday through Friday from 8:30 a.m. to 4:30 p.m. EST) at 800-638-7442 (ext. 4738).

The United Association National Pension Fund (UANPF) was established in July 1968 to provide retirement benefits for employees who are represented by the United Association of Journeymen and Apprentices of the Plumbing and Pipefitting Industry (United Association) or by a United Association Local Union or District Council. The Plan is a collectively bargained plan funded by a Taft-Hartley trust fund.

The Fund maintains a multiemployer defined benefit pension plan funded solely by employer contributions and investment earnings. The contributions are made in accordance with collective bargaining agreements or other participation agreements. Participants do not have individual money accounts with the Fund and do not make employee contributions. Rather, contributions made by employers are deposited into the trust fund to provide for defined retirement benefits payable to eligible participants in accordance with the Plan.

The Plan includes many jurisdictions throughout the U.S., but not all jurisdictions in which there is a United Association local union choose to participate in the Plan. Bargaining units are allowed to join at different times, and their contribution rates vary.

Learn more about the United Association National Pension Fund resources for Benefit Recipients: