UA National Pension Fund Leadership

Established in 1968, the United Association National Pension Fund (UANPF) provides secure and safe retirement benefits for hard working members represented by the United Association.

As a multiemployer pension fund, employers make contributions on behalf of their employees, which provides defined retirement benefits for all members. The multiemployer pension fund is a collectively bargained plan funded by a Taft-Hartley trust fund.

As one of the largest multiemployer pension plans in the country, the UANPF offers participants the ability to look forward to a financially stable retirement for themselves and their families.

The United Association National Pension Fund has more than 105 staff members that are led by a dynamic group of professionals. These leaders are committed to the future of the UANPF and ensuring the Fund office not only meets its participants’ needs but exceeds their expectations.

Toni C. Inscoe

United Association
National Pension Fund
103 Oronoco Street Alexandria, VA 22314

UANPF Administrator Toni Inscoe has spent over 23 dedicated years with the United Association National Pension Fund. Prior to being appointed Fund Administrator in January 2017, she held various leadership and benefit administration roles within the Fund office, specializing in New Participation, Fund Mergers and Reciprocity.

In addition to her position as Fund Administrator, Toni is also an advisor to the United Association Reciprocity Committee, serves as a member of both the Steering Committee and Working Committee for the National Coordinating Committee of Multi-Employer Plans (NCCMP) and is the Chief Executive Officer of Reciprocity Administrative Services, Inc. (RASI). She is also a member of the Women in Pensions Network (WIPN).

Toni is a lifelong resident of Southern Maryland where she lives with her husband and 3 children.

Nafeeza Ramlochan

Director of Operations and Organizational Development
United Association
National Pension Fund
103 Oronoco Street Alexandria, VA 22314

Nafeeza joined the Fund office in April 2019 in the role of Director of Operations & Organizational Development, as a strategic partner on the executive leadership team. She directs operational strategies and planning, oversees the day to day operations of the organization and spearheads innovative enhancements to allow the Fund office employees to better support and serve our Participants.

Nafeeza brings to this role 17 years of experience in leadership and finance, most recently as Director of Finance, where she was the recipient of multiple organizational awards and accolades. In addition, her unusual educational background in psychology and business results in a holistic approach to leadership. Her belief that organizational culture is the key to prosperous employees, which translates into excellence in customer service, is at the core of her leadership style.

Raised in Alexandria, VA, Nafeeza is a proud graduate of George Mason University. When she isn’t working, she enjoys being outdoors, cooking for her family and friends, and listening to music from all corners of the world.

Kevin Heffernan

Director of Education and Local Union Services
United Association National Pension Fund
103 Oronoco Street Alexandria, VA 22314

Kevin is a proud, second-generation thirty-five year member of Steamfitters Local 420 in Philadelphia, PA. Since completing his five year apprenticeship in 1991, he has honorably served his membership in the offices of Examining Board, Executive Board, Vice President, President, and for the last fifteen years, as Financial Secretary-Treasurer.  In his role as FST, he is responsible for the daily operational oversight of a $13M budget.  Kevin brings twenty years’ of experience as a Trustee to the various Local 420 fringe benefit plans, including the Health & Welfare, Pension, Scholarship, Vacation, Supplemental Retirement, and Joint Apprentice Training Funds. Kevin has continually strived to protect the health of the benefit funds to ensure long-term viability for all members and their families.

Kevin was elected and has proudly represented Steamfitters Local 420 as a United Association (UA) Delegate to the 1996, 2001, 2006, 2011, 2016 and 2021 United Association Conventions.  He was appointed by then UA General President Bill Hite to Co-Chair the 2016 Committee on Convention Expenses, and was appointed by UA General President Mark McManus to Co-Chair the 2021 Committee on Convention Expenses.

Kevin is a father of three, and currently resides in Woolwich, NJ with his wife Michelle, his daughter Brianna, and his two Shih Tzu’s Bentley and Bella. He is an avid University of Notre Dame football fan, second only to his love of the Philadelphia Eagles (Go Birds).

UANPF by the Numbers

$ 1
In Assets

Contributing to the Fund

$ 100

Benefits Paid Each Year


Active in the Fund